(a)
Eligibility of displaced homemakers and single parents for Federal assistance for first-time homebuyers
(1)
Displaced homemakers
No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.
(2)
Single parents
No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.
(b)
Definitions
For purposes of this section:
(1)
Displaced homemaker
The term “displaced homemaker” means an individual who—
(B)
has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and
(C)
is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.
(2)
First-time homebuyer
The term “first-time homebuyer” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.
(3)
Single parent
The term “single parent” means an individual who—
(A)
is unmarried or legally separated from a spouse; and
(B)
(i)
has 1 or more minor children for whom the individual has custody or joint custody; or
(c)
Applicability
This section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.